What is the primary focus of FM Global?

• A. Cost minimization in construction budgets.
• B. Maintaining occupant comfort and indoor air quality.
• C. Minimizing property loss and reducing insurance claims.
• D. Aesthetic award criteria for roofing systems.

Answer: (C)

FM Global concentrates on preventing losses to property and reducing insurance claims by applying engineering-based risk management. As a large property insurer and risk-management firm, they perform thorough risk assessments, set loss-prevention design criteria, and help clients implement protective measures—like fire protection, wind and water intrusion controls, and equipment reliability—to keep facilities resilient and operational during disasters. The aim is to cut both the likelihood and impact of incidents, which directly lowers claims and helps stabilize insurance costs. While occupant comfort, indoor air quality, and aesthetics are relevant to building performance, they aren’t the primary driver of FM Global’s work. The central mission is loss prevention through engineering, which is why minimizing property loss and reducing insurance claims is the best description.